More responses. Love it !

Retireinniagara, wow, that's quite an agressive mortgage paydown. My wife and will finish ours in 15 years (total) and I thought we were doing well, given that it's a 25 year mortgage. Well done. The same agressiveness applies to your investing, but this is good if you can do it. Of course, once we're done with the mortgage, those funds can be diverted to a target of our choice.

Tigger and Schan, yes, I forgot about the growth in dividends and yield. I really do belong in the Beginners Corner ! However, my limited mental capacity tells me that, as we are always adding in new money, by OCPing, how can you really nail down a firm figure for yield growth at any one time? I guess one thing I'd keep track of, is the total amount of MY money that I actually use to buy shares. Anything else is just growth, and you can use these figures to calculate what you've gained, as total yield, at the end of the whole process.

Vulstock. OK, I'll bite, what's "Vulie-ing?"

Cheers, Tom.